What We Do
We pay your Suppliers. You pay us back later. Period. Tradecycle improves cash flow for its clients by funding their payable obligations. Our unique model can substantially improve working capital and provide fuel for growth.
UNSECURED
Tradecycle's solutions do not require collateral or liens on assets. We work in tandem with traditional banking facilities.
WORKING CAPITAL
Tradecycle pays suppliers on behalf of our clients. We in turn extend longer payment terms to our clients and help them capture early pay discounts.
SEAMLESS TECH
All processing and funding requests take place through Tradecycle's dedicated Customer Portal. No need to "on-board" your suppliers.
Growing Your Business
Tradecycle’s clients utilize our programs to improve cash flow, increase working capital and grow revenue.
Middle Market
Tradecycle is a non-bank, trade finance provider that focuses on working capital solutions for middle market companies. We provide funding to our clients by financing their payables. Our solutions create liquidity by extending our clients' payable terms and often capture early payment discount opportunities with their vendors.
Built To Serve
No two companies are alike, and neither are their working capital needs. Are your suppliers located in Asia? No problem. Do your customers require extended payment terms? No problem. We have the tools and experience to develop customized solutions to meet your specific needs.
Fast Funding
We work quickly to understand your objectives and deliver a solution. Our underwriting process is simple and typically takes days, not months. We have standardized agreements written in plain language. Finally, the day-to-day funding takes place through your own dedicated customer portal.
Our Success
Our success is measured by the success of our clients. We provide middle market companies access to working capital to help them achieve their goals.
FEATURES
From Application through Funding, our clients control all aspects of their program through our secure Customer Portal.
Clients can choose their Supplier, Funding Date, & Repayment term for each processing request.
All requests are processed by Tradecycle's proprietary platform and sent back to the client for Authorization.
Once Authorized, payments are made directly to our clients' suppliers and confirmed with remittance details.
What our Customers Say
See what our customers have to say about working with us.
Tradecycle’s unique payables finance model has been a great resource for ...
Vickers Engineering
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“The opportunity to work with Tradecycle has created the flexibility we need ...
Stampede Meat, Inc.
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Tradecycle has given us the ability to meet our short term obligations for ...
Foss Floors
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We use Tradecycle’s solution to capture early payment discounts with key ...
Sensory Technologies
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We have worked with Tradecycle since their inception. Tradecycle's processing ...
Ricker's
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Tradecycle has been a great liquidity resource over and above our traditional ...
Harding Group
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Tradecycle put forth a compelling and effective solution that has enabled ...
Cleveland Metal Exchange
View moreFrequently asked questions
Starting with our online application, Tradecycle typically takes days, not months like traditional banks. Once approved, we quickly implement documentation and provide you access to your dedicated Portal. From there, its just a matter of uploading your suppliers and directing your payments!
Although you should speak with your existing banker, Tradecycle utilizes structured trade finance techniques to deliver a completely unsecured program to our clients. Because we do not require UCC filings or other liens, our programs should not disrupt your current banking agreement.
Tradecycle can support payments to various kinds of suppliers, for manufacturing components, raw materials and services. Tradecycle’s programs must be used for trade-related purchases by your company and may not be used for things like payroll and rent.
Tradecycle’s programs provide clients with multiple repayment options. Our clients choose either 30, 60 or 90 days for each processing. Tradecycle provides our clients with a simple invoice at the time of each processing that includes the repayment term, the amount of processing and Tradecycle’s processing fee.
Meet The Team
Justin Goheen
CEO & Founder
jgoheen@tradecyclecapital.com
(317) 210-5805
Ryan Wolfgang
Director of IT
rwolfgang@tradecyclecapital.com
(317) 210-5749
Paul Count
Sales Director
pcount@tradecyclecapital.com
(317) 533-6119
Liz Nichwitz
Processing Director
lnichwitz@tradecyclecapital.com
(317) 533-6305
Affiliates
Tradecycle is a proud partner of the companies listed below.
Tradecycle Capital
Please reach us by phone or email to get started.